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All About Pep Boys Credit Card – Making Pep Boy’s Credit Card Payment

Pep Boys Credit Card is a card issued by Synchrony Bank. Synchrony Bank is part of the Synchrony Car Care network and the bank is where you will make most of your bill payments online, customer service, and mail, depending on which works best for you. it is rated a good card by many users.

This Credit Card sends your account payment to three different credit bureaus, Equifax, Experian, and TransUnion. Making early bill payments to Pep Boys helps you to have a good credit score rating as this makes you look financially responsible.

The credit score to get approved for this credit card is not less than 650

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Pep Boys Credit Card

Pep Boys Credit Card


  • Card users get a 0% introductory APR rate when making new purchases up to 12 months
  • The card has no annual fees attached to it. This helps those who need a low-maintenance card, the card also gives benefits.
  • It comes with gas rewards for using the card
  • The card has a 29.99% variable cash advance
  • The returned payment fee is as high as $28
  • The late payment fee is as high as $39

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  • Using the card allows you to enjoy certain exclusive promotion offers
  • The credit card can always be used at gas stations across the nation
  • Pep Boys Credit Card sends their credit reports to three different credit bureaus

Cons Of This Card


  • The card has high-interest rates
  • There are no sign-up bonuses
  • The card has no rewards or cashback offer
  • There is no reward earned from purchases made

Making Bill Payment With The Card

There are different ways to make bill payments. This session will outline the various ways to make bill payments on time.

Online Payment Method –

  • Visit the Synchrony Bank homepage and login to your online account
  • Click on “Make Payments”
  • Choose your preferred payment method and make your payment

Mail Payment Method –

Send your check or cash to Pep Boys / Synchrony Car Care P.O. Box 960061 Orlando, FL 32896-0061 and make sure you write down your account number on your mail.

Phone Payment Method –

Make a call to the Synchrony Bank customer service provider with the number 1-866-657-0376 and make your payment.

Pep Boys Credit Card Application Procedure

  • Go to the Pep Boys Credit Card website
  • Input your personal details, financial information such as your social security number, address and annual income
  • Make sure your information is accurate before submitting
  • Click on “Submit.


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