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Cato Credit Card – Cato Credit Card Application Online

The Cato Credit Card.

Cato Credit Card is a card specifically designed for use at Cato or its fashion store. It is for fashion lovers who often make purchases of Cato fashion accessories. These Cardholders will receive about a 20% discount on Shopping at the Cato. This is quite a fair discount to save since no annual fee is charged nor any interest charged on new purchases made. Cato’s Fashions Credit Card.
In more than 1,000 stores in 32 countries, Cato sells women’s clothing and sells them in different sizes and in simple, fun, and elegantly-professional style. This store also sells a wide variety of accessories and shoes.
This fashion store is designed to meet the needs of both sexes by selling clothing to young people, girls, boys, children, and children.
Also sold in the fashion store are jewelry, accessories, and footwear. The Cedar Hill National Bank is the main issuer of this card.



To Ascertain Your Account Balance

One of the easiest ways to check your account balance on this particular card is calling the Credit Department Customer Service center
Cato Credit Card

Cato Credit Card

Lost Or Stolen Card 

Many occasion, unplanned events occur that keeps seeking help. If by any chance your card is missing no matter the reason. Simply place a call over to the Credit Department Customer Service center

Handling Issues with the Cato Credit Card

No matter the issue you need to resolve with this card. The customer service department was created for such purpose so always put a call through to Credit Department Customer Service center with the number found on your credit card and a customer representative will be available to give you all the assistance needed.
Available hours to speak to a Credit Department Customer Service representative:
Monday – Saturday from 8 a.m. to 8 p.m. Eastern Time.

Making Your Cato Credit Card Payments

  • You can make your Cato payments with ease.
  • You can make an automated Cato payment by
Phone – call the number on your card  to make your payments
Or Simply mail your Cato payment to
Cedar Hill National Bank (CHNB) P.O. Box 37902 Charlotte, NC 28237-7902

Benefits Using The Card

  • The card can be used at any Cato or It’s a Fashion shop.
  • No annual fees nor charges
  • No cash or checkbook required
  • If the balance is fully paid on or after the due date, there are no extra financial charges.
  • You can be approved for the card with Low or weak credit
  • Card user get latest news update

Note: It is a Personal Card


Annual fees are $0
No BT Intro APR
No Purchase Intro APR
Regular APR is 29.9%

Apply for Cato Credit Card | Cato Credit Card Application Online

  • First Go to the Cato Fashions credit card website to begin.
  • Next, you have to click on the “Credit” link in the “My Account” box on the left to access the secure application page or copy and paste this link “” in your browser
  • You are required to provide your personal, contact, financial, and even security info.
  • Afterward, read the terms and conditions to conclude the application.
The card will take about 7 – 10days to arrive for use in your mailbox

How To Access your Cato Credit Card Online Account

You can access your account on the credit card login page;

How do you Activate your Cato credit card?

You can activate your newly purchased credit card, by calling the number displayed at the back of your credit card quickly to activate your card.
Cato customer service number
Call customer service with the number on your credit card

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